Terms of sale.

What you are buying

Each instrument is a digital download (spreadsheet and PDF files) from Market X Consulting. Files are delivered on your access page immediately after payment, and the link is emailed to you.

Licence

One purchase licenses one professional to use the files in their own business, including printing and sharing the outputs (for example a client report) with their own clients. You may not resell, share, upload or redistribute the files themselves, in whole or in part.

Not advice

Instruments are planning and analysis tools. They are not legal, tax, accounting, financial or appraisal advice. They do not promise or imply any income, sales or result; outcomes depend entirely on your inputs and your work. Example figures are illustrations, not benchmarks. Commission rates and splits are negotiable and set by you, your clients and your brokerage.

Payments

Payments are processed by Stripe. Market X Consulting does not see or store your card details.

Refunds

See the refund policy.

Contact

Questions about an order: use the contact form with the email address you used at checkout.